As I write this, the Senate Finance Committee is considering a health care bill that would mandate insurance companies to offer health insurance to those with pre-existing conditions. Additionally, the bill would fine/tax those without health insurance by some amount less than $1,000.
Presently I am paying in the neighborhood of $4,000 per year for a high deductible health care plan that covers my family.
If the health care bill passes, government would be creating a $3,000 incentive for me to drop my health insurance, knowing I could get insurance later if I or someone in my family were to get seriously ill.
If I like my plan I can keep it. But if I prefer to stick others with the bill for my health care, I can drop my plan.